For generations we’ve loaned our neighbors the money to buy first homes, build dream houses, and complete remodels. It’s a service that we take a lot of pride in. You can be confident that our bankers will go the extra mile to find a loan that works for you.
Chairs Mortgage Loans
The purchase of a home is often times the largest purchase a person will ever make. Our experienced lenders work with you to make this process as simple as possible. Apply online, or meet with one of our loan experts to find the right financing for you!
Kitchen Home Equity Loans
Whether you’re planning a home remodel, consolidating your credit card debt, or planning a dream vacation, consider a Home Equity Loan or a Powerline Home Equity Line of Credit for your financing needs.

A fixed-rate Home Equity Loan may be for you if you have plans for your money, and need all of the funds immediately. With a Powerline Home Equity Line of Credit, enjoy a great rate and the flexibility of deciding how much and when you want to draw your funds. Read more!
Kitchen Reverse Mortgage Loans
The investment you made in your home can give you extra tax-free funds on a monthly basis. That's right; instead of making house payments every month, a reverse mortgage pays you!
Houses Commercial Real Estate Loans
Since 1908, Kitsap Bank has invested in the people and businesses of Western Washington. Whether your project is large or small, we have a variety of commercial loan options to fund your project.
Planner Builder Banking
There’s no blueprint for builder loans. That’s why we work with you to design a loan that fits your project best—whether you’re looking to secure a few thousand or a few million.